Pay Over Time with Affirm
Split your purchase into easy monthly payments at checkout with Affirm. Transparent terms, no late fees, and offers from 0% APR on eligible purchases. Available nationwide.
0% APR options
On qualifying carts and terms.
On qualifying carts and terms.
No late fees
Ever. No hidden fees, period.
Ever. No hidden fees, period.
Quick prequalification
Check eligibility without affecting credit score.
Check eligibility without affecting credit score.
Nationwide
Available across the U.S.
Available across the U.S.
Example Terms You May See at Checkout
Actual offers are shown by Affirm after a quick eligibility check and can vary by cart size and credit profile.
Pay in 4 (Biweekly)
- 4 interest-free payments
- Great for carts up to ~$500
- No late fees when you pay on time
$100–$699
- 0% APR promotional terms may be available
- Typical terms: 3, 6, 12 months
- Fixed monthly payments
$700–$1,699
- 0% APR promotional terms may be available
- Typical terms: 6, 12, 18 months
- Budget-friendly monthly payments
$1,700+
- 0% APR promotional terms may be available
- Longer terms: 6, 12, 24 months (and up to 36 months)
- Interest-bearing options also available
How Affirm Works
- Add products to your cart and proceed to checkout.
- Select Affirm as your payment method and check your options.
- Choose the plan that fits your budget and complete your purchase.
- Make easy monthly payments in the Affirm app or online.
What You Can Finance
Mini-split systems & condensers
Air handlers & cassettes
Ducted units & accessories
Line sets, covers, controls, parts
🚚 Nationwide Delivery: Fast, insured shipping across the U.S. Heavy items ship via LTL freight with available liftgate service.
Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. 0–36% APR. For example, a $1,000 purchase might cost $83.33/mo over 12 months at 0% APR. See affirm.com/how-it-works for details. Checking your purchasing power will not affect your credit score. Affirm charges no late fees.